Terms & Conditions

Welcome to Howie Creates.

These Terms & Conditions (“Terms”) govern your use of the Howie Creates website at https://howiecreates.com and any content, tools, resources, products or services we make available through the website.

By using Howie Creates, you agree to these Terms. If you do not agree with these Terms, please do not use the website.

1. About Howie Creates

Howie Creates provides information, tutorials, resources, tools and educational content relating to artificial intelligence, software, productivity, automation, business and related topics.

We may also offer digital products, templates, prompts, software, WordPress plugins, tools, subscriptions or other services in the future.

2. Use of the Website

You may use Howie Creates for lawful purposes and in accordance with these Terms.

You must not:

• Use the website for unlawful purposes
• Attempt to gain unauthorised access to the website or its systems
• Interfere with the operation or security of the website
• Introduce viruses, malicious code or other harmful material
• Copy, reproduce or redistribute our content without permission
• Use automated systems to scrape or collect substantial amounts of our content without permission
• Misrepresent your relationship with Howie Creates
• Use our content or services to violate the rights of others

We reserve the right to restrict or terminate access to the website where we reasonably believe these Terms have been violated.

3. Content and Information

We make reasonable efforts to provide useful and accurate information.

However, information on Howie Creates is provided for general informational and educational purposes only.

Technology, software, artificial intelligence tools, pricing, features and services can change frequently.

We do not guarantee that all information will always be complete, accurate, current or suitable for your particular circumstances.

You should verify important information with the relevant provider before making decisions based on it.

4. AI and Technology Information

Howie Creates may provide tutorials, recommendations, examples and information about artificial intelligence and other technology products.

AI systems can produce inaccurate, incomplete or misleading results.

You are responsible for reviewing and verifying AI-generated information before relying on it.

Howie Creates does not guarantee the accuracy, reliability or suitability of results produced by third-party AI systems.

You should not rely on AI-generated information as a substitute for professional legal, financial, medical, accounting or other professional advice.

5. Third-Party Products and Services

Howie Creates may link to or discuss third-party websites, software, applications, products and services.

We do not control third-party services and are not responsible for their:

• Availability
• Accuracy
• Security
• Privacy practices
• Terms
• Pricing
• Performance
• Content

Your use of third-party services is subject to the terms and policies of those providers.

6. Affiliate Links and Recommendations

Howie Creates may participate in affiliate programs.

This means we may receive a commission when you purchase certain products or services through links on our website.

Where applicable, we may identify affiliate relationships or provide appropriate disclosures.

Our recommendations are based on our assessment of the products or services at the time of publication. Features, pricing and suitability may change.

7. Intellectual Property

Unless otherwise stated, the content published by Howie Creates is owned by or licensed to Howie Creates.

This may include:

• Articles
• Written content
• Graphics
• Logos
• Videos
• Tutorials
• Templates
• Prompts
• Downloads
• Software
• WordPress plugins
• Website design
• Branding
• Other original materials

You may access and use our content for your personal or internal business purposes unless otherwise stated.

You must not reproduce, republish, sell, redistribute or commercially exploit substantial portions of our content without our written permission.

8. Free Resources

We may provide free templates, prompts, downloads, tools or other resources.

Unless otherwise stated, free resources are provided for personal or internal business use.

Specific resources may have additional licence conditions.

9. Paid Products and Services

We may offer paid digital products, software, plugins, subscriptions, templates, courses or other services.

Specific products may have additional terms, licences or usage conditions presented at the time of purchase.

You agree to comply with those additional conditions.

10. Software and WordPress Plugins

If Howie Creates provides software or WordPress plugins, those products may be provided under a separate licence or product-specific terms.

We will clearly state the applicable licence and usage conditions when the product is provided.

We may release updates, improvements, bug fixes or security updates, but we do not guarantee that every product will remain compatible with every version of WordPress, hosting environment, browser, plugin or third-party service.

You are responsible for maintaining appropriate backups before installing or updating software.

11. Payments and Refunds

Where Howie Creates sells products or services, prices, payment terms and any applicable refund conditions will be displayed at the time of purchase.

Unless otherwise stated, payments must be made using the payment method provided on the website.

Nothing in these Terms excludes, restricts or modifies any consumer guarantee, right or remedy that cannot legally be excluded under applicable law.

12. Website Availability

We aim to keep Howie Creates available and functioning properly.

However, we do not guarantee that the website will always be:

• Available
• Uninterrupted
• Error-free
• Secure
• Free from viruses or other harmful components

The website may occasionally be unavailable because of maintenance, hosting issues, updates, technical problems or circumstances outside our control.

13. Limitation of Liability

To the maximum extent permitted by law, Howie Creates and its owners, operators and service providers are not responsible for losses or damages arising from your use of, or reliance on, information, content, tools, products or services provided through the website.

This may include indirect, incidental or consequential losses.

Nothing in these Terms excludes liability that cannot legally be excluded under applicable law.

14. Your Responsibility

You are responsible for how you use information, software, tools, prompts and other resources provided by Howie Creates.

You should independently assess whether a product, service, recommendation, AI output or business decision is appropriate for your circumstances.

You are responsible for maintaining backups of your own data and systems.

15. Accounts

Some Howie Creates products or services may require you to create an account.

You are responsible for:

• Providing accurate information
• Keeping your login details secure
• Maintaining the confidentiality of your password
• Not sharing your account where sharing is prohibited
• Notifying us of suspected unauthorised access

We may suspend or terminate accounts where necessary to protect our website, users or services.

16. User-Submitted Information

If you submit comments, feedback, suggestions, questions or other material to Howie Creates, you agree that you have the right to provide that material.

You must not submit unlawful, defamatory, abusive, malicious or infringing material.

We may use feedback and suggestions to improve our website, products and services without being required to pay compensation for that feedback.

17. Links to Howie Creates

You may link to publicly available Howie Creates pages provided that the link is lawful and does not falsely suggest that Howie Creates sponsors, endorses or is affiliated with another website or organisation.

We may request that a link be removed if we believe it is misleading or inappropriate.

18. Privacy

Your use of Howie Creates is also subject to our Privacy Policy.

Our Privacy Policy explains how we collect, use and protect personal information.

19. Changes to These Terms

We may update these Terms from time to time.

Changes will be published on this page and the “Last updated” date will be changed where appropriate.

Your continued use of Howie Creates after changes are published means that you accept the updated Terms.

20. Governing Law

These Terms are governed by the laws of Victoria, Australia.

Any disputes relating to these Terms or your use of Howie Creates will be subject to the applicable courts and laws of Victoria and Australia, subject to any mandatory rights or protections that apply to you under the laws of your location.

21. Contact

If you have questions about these Terms, please contact:

Howie Creates

Website: https://howiecreates.com

22. Severability

If any provision of these Terms is found to be invalid or unenforceable, that provision will be modified or removed to the minimum extent necessary, and the remaining provisions will continue to apply.

23. Entire Agreement

These Terms, together with our Privacy Policy and any additional terms that apply to specific products or services, form the agreement between you and Howie Creates regarding your use of the website.